Personal Financial Management of Working-age Group in Chinat Area

Abstract

This independent study on the perception of Personal Financial Management of Working-age Groups in Chainat Area. The purpose of this study were to determine: 1. To study the level of opinions about Personal Financial Management of Working-age Groups in Chainat Area. And 2. To study the differences between personal factors and opinions of Personal Financial Management of Working-age Groups in Chainat Area. and The sample population consisted of 400 People of working age group in Chainat Area., using nonprobability sampling technique that a researcher uses to choose a sample of Accident sampling method. The instrument of this research was a questionnaire. The statistics used for analysis data were frequency, percentage, mean, standard deviation, t-test, F-test and One-Way ANOVA.

The result of the study has found that, the sample population consisted most respondents were female, age 21-30 years old, single status, bachelor degree, Occupation of enterprise employee, and have monthly income 15,001-20,000 baht. and found that: 1. The level of opinions about Personal Financial Management of Working-age Groups in Chainat Area was at a high level. it was found that at a high level, sorted as follows: investment ( = 4.12), spending ( = 4.11), savings ( = 4.11), and income ( = 4.06), respectively. 2.The differences between personal factors and opinions of Personal Financial Management of Working-age Groups in Chainat Area. It was found that people with different age, status, occupation and average monthly income had significantly different opinions of Personal Financial Management of Working-age Groups in Chainat Area at statistical significance at .05